{0>被保险人有权以书面形式通知本保险公司取消此保险单，并需退还医疗卡正本，其未到期保险费将按下列方式计算退回被保险人：<}0{>The Insured may cancel this insurance by sending written notification to the Company together with Original Medical Card, the balance of premium for the unexpired period of Insurance will be made subject to the following conditions :<0}

{0>(i) 如保险期为一年，保单一经签发则没有保费退还予被保险人。<}0{>(i) For one-year contract, no refund of premium will be made once the insurance policy is issued.<0}

{0>(ii) 如保险期为两年，被保险人于起保日起计算十二个月内要求取消此保险单，保险单将作为一年期保险单收费计算，其余未到期的保险费将退还予被保险人；如被保险人于起保日计算十二个月后要求取消此保险单，则没有保险费退还予被保险人。<}0{>(ii) For two-year contract, if the Insured cancels the insurance within 12 months from the commencement date of this Policy, the Company will treat this insurance as one-year contract, and charge the full premium, the balance of premium for the unexpired period of the insurance will be refund. If the insured cancels this Policy after 12 months from the commencement date of this insurance, no refund of premium will be made.<0}

{0>如保险期为三年，被保险人于起保日起计算十二个月内要求取消此保险单，或于起保日计算第十三个月至二十四个月内要求取消此保险单，本保险公司将分别以一年期保险费或两年期保险单收费计算，其余未到期的保险费将退还予被保险人；如被保险人于起保日计算第二十四个月后要求取消，则没有保险费退还予被保险人。<}0{>(iii) For three-year contract, if the Insured cancels this insurance within 12 months or after 12 months but within 24 months from the commencement date of this Policy, the company will treat this Policy as one-year contract or two-year contract respectively and charge the corresponding full one-year or two-year premium, the balance of premium for the unexpired period of the insurance will be refunded. If the Insured cancels this insurance after 24 months from the commencement of this Policy, no refund of premium will be made.<0}

{0>如被保险人于发卡后宣称遗失医疗卡或要求更改有关内容，被保险人应立即以书面通知本保险公司有关事项，并需缴付港币200元手续费，以便本保险公司印发新医疗卡予被保险人。<}0{>If the Insured declares that the Medical Card has been lost or requests to alter any information after issuance of this card, a replacement Medical Card will be issued upon receiving the written notification to the company together with a replacement fee of HK$200 from the Insured.<0}

{0>本保单遵从香港之司法管辖权。<}0{>This insurance is subject to Hong Kong Jurisdiction.<0}

{0>注意 ：<}0{>Remarks ：<0} {0>中文译本只供参考。<}0{>The Chinese version is for reference only. <0}{0>若保险单的中文及英文译本有差异而引致争议，当以英文译本为准。<}0{>Should the Chinese and English version of this Policy has different interpretation giving rise to a dispute, the English version shall prevail.<0}

{0>授权签署<}0{>Authorized Signature<0}

{0>人身意外保障(意外身故或全身瘫残)<}0{>Personal Accident (Accidental Death or Total Paralysis<0}

{0>中国交通保险有限公司<}0{>CHINA COMMUNICATIONS INSURANCE CO., LTD.<0}

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